READYdebit™ Card  100% Approval Guaranteed! – No Chexsystems or credit checks, bankruptcy okay! Now with FREE Credit Builder! Better than a checking account – Great online bill pay service with no overdraft, bounced check fees – EVER! Pay Nothing Now! – No deposits or prepayments required to get your card. FREE Direct Deposit! – stop paying to cash your paycheck. FREE phone and online access to your account! No declined transaction fees! Great Loading Options – FREE direct deposit and bank account transfers, 60,000+ Green Dot and ReadyLink cash load locations. Safer than cash - All deposits FDIC insured; purchases covered by Visa Zero Fraud Liability protection. Cheaper than credit – no late fees, no over limit fees, no interest charges – EVER! * Subject to I.D. Verification. Intro APR Intro Period Annual Fee APR N/A N/A $4.95/$9.95 monthly N/A   Orchard Bank Classic MasterCard - Dolphin  An excellent credit card for rebuilding credit scores; reports to 3 major credit bureaus monthly! Acceptance at millions of locations worldwide, including website purchases and reservations Your account information is updated and at your fingertips 24/7 so you can manage it your way Email and text messages to remind you of your upcoming payment due date with online enrollment On-call customer service representatives to assist you with questions or concerns Intro APR Intro Period Annual Fee APR N/A N/A $35 - $79 7.9% - 28.90% (Variable)   Orchard Bank Visa Card  Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score! Acceptance at millions of locations worldwide, including website purchases and reservations Your account information is updated and at your fingertips 24/7 so you can manage it your way Email and text messages to remind you of your upcoming payment due date with online enrollment On-call customer service representatives to assist you with questions or concerns Intro APR Intro Period Annual Fee APR N/A N/A $35 - $79 7.9% - 28.90% (Variable)   AccountNow® Prepaid MasterCard  100% Guaranteed Approval* $0 Activation Fee $25 Cash Bonus when you use direct deposit New iAdvance(SM) loan option No Overdraft Fees and no Minimum Balance Free Credit Builder Free Bill Pay Free Direct Deposit No Credit Check – for prepaid card only Intro APR Intro Period Annual Fee APR N/A N/A $9.95 monthly N/A   AccountNow Prepaid Visa® Card  100% Guaranteed Approval* $0 Activation Fee $25 Cash Bonus when you use direct deposit New iAdvance(SM) loan option No Overdraft Fees and no Minimum Balance Free Credit Builder Free Bill Pay Free Direct Deposit No Credit Check – for prepaid card only Intro APR Intro Period Annual Fee APR N/A N/A $9.95 monthly N/A   Orchard Bank Classic MasterCard - Sunset  An excellent credit card for rebuilding credit scores; reports to 3 major credit bureaus monthly! Acceptance at millions of locations worldwide, including website purchases and reservations Your account information is updated and at your fingertips 24/7 so you can manage it your way Email and text messages to remind you of your upcoming payment due date with online enrollment On-call customer service representatives to assist you with questions or concerns Intro APR Intro Period Annual Fee APR N/A N/A $35 - $79 7.9% - 28.90% (Variable)   Orchard Bank Classic MasterCard - Island  An excellent credit card for rebuilding credit scores; reports to 3 major credit bureaus monthly! Acceptance at millions of locations worldwide, including website purchases and reservations Your account information is updated and at your fingertips 24/7 so you can manage it your way Email and text messages to remind you of your upcoming payment due date with online enrollment On-call customer service representatives to assist you with questions or concerns Intro APR Intro Period Annual Fee APR N/A N/A $35 - $79 7.9% - 28.90% (Variable)   NetSpend® Visa® Prepaid Debit Card  100% approval - No credit check required Short-term iAdvance Line of Credit - Now available! No overdraft fees or minimum balances Online Bill Pay - Easily send a check to anyone 5% APY Savings Account - Exclusive Free Direct Deposit from your paycheck or government check Add up to $10K to your account in over 65,000 locations As seen on TV and in stores nationwide Intro APR Intro Period Annual Fee APR N/A N/A $9.95 monthly N/A   NetSpend® MasterCard® Prepaid Debit Card  100% approval - No credit check required Make purchases anywhere MasterCard Debit is accepted No overdraft fees or minimum balances Online Bill Pay - Easily send a check to anyone 5% APY Savings Account - Exclusive! Free Direct Deposit from your paycheck or government check Add up to $10K to your account in over 65,000 locations As seen on TV and in stores nationwide! Intro APR Intro Period Annual Fee APR N/A N/A $9.95 monthly N/A   Wired Plastic™ Prepaid Visa® Card  Accepted everywhere VISA is accepted No Credit Check, Income requirements or bank account required FREE Online Access to Account FREE Mobile Alerts – Text to your mobile and email FREE Bill Pay Service – Pay Anyone Online or Over the Phone FREE Rewards Program – Earn 1 point for every $1 spent NO Bounced Check, NSF or Overdraft Charges EVER! FREE Direct Deposit – Eliminate check cashing fees Intro APR Intro Period Annual Fee APR N/A N/A $39.95 N/A